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Abridge Profile

<div>Dr.
Emmanuel Samuel Udo, also known as Dr. Emmanuel Samuel Kenrick Udo, is a
seasoned academic and finance expert from Akwa Ibom State, Nigeria. With a
robust educational foundation, he holds a Ph.D. in Banking and Finance from the
University of Nigeria, Nsukka, a Master’s degree in the same field, and a
Bachelor’s degree from Madonna University, Okija. His professional journey spans
roles in academia and industry, currently serving as a Lecturer in the
Department of Banking and Finance at Akwa Ibom State University.<o></o>

Dr.
Udo’s research interests span financial technology, capital structure, economic
growth, and environmental finance, with numerous publications in high-impact
journals. He has also contributed to policy discussions on financial deepening,
economic sustainability, and the impact of green finance in Sub-Saharan Africa<o></o>

Professionally,
Dr. Udo holds several prestigious qualifications, including the Professional
Doctorial Fellowship (PFD) from the Chartered Institute of Economists of
Nigeria (2022), Fellow (FEC) of the Chartered Institute of Economists of
Nigeria (2020), Fellow (FCIFC) of the Chartered Institute of Finance and
Control of Nigeria (2020), and Full Member of the Nigerian Society of
Economists (2020). He is also an Associate Member of the International
Institute for Policy Review and Development (2018) and the Institute of
Professional Managers and Administrators of Nigeria (2017). His technical
expertise covers advanced econometrics, data analysis, and quantitative
research, making significant contributions to the understanding of financial
systems in Nigeria and Sub-Saharan Africa.<o></o>

Beyond
academia, Dr. Udo has held key roles in finance and research consultancy,
including serving as the Head of Finance for ESKU Group and Chief Researcher at
EMMA-KENRICK BFDE Consult. He is an active peer reviewer for international
journals and a regular presenter at academic conferences, making impactful
contributions to the understanding of financial systems and economic policy in
Nigeria and beyond. His commitment to academic excellence and leadership is
reflected in his dedication to shaping the next generation of financial professionals.<o></o></div>

List of Publications

<ol start="1" type="1">
 <li class="MsoNormal" xss=removed>Ayange,
 A., Emmanuel, N. C., Rosemary, I. H., Ndudi, U. C., & Samuel, U. E.
 (2021). Effect of capital structure on firms' performance in
 Nigeria. Universal Journal of Accounting and Finance, 9(1),
 15–23.<o></o></li>
 <li class="MsoNormal" xss=removed>Inim,
 V., Samuel, U. E., & Prince, A. I. (2020). Other determinants of
 inflation in Nigeria. European Journal of Sustainable Development,
 9(2), 338.<o></o></li>
 <li class="MsoNormal" xss=removed>Ndubuaku,
 V. A. I. P., Inim, V., Ndudi, U. C., & Samuel, U. E. (2020). Effect of
 social networking technology addiction on academic performance of
 university students in Nigeria. International Journal of Recent
 Technology and Engineering (IJRTE), 8(5),<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Udoh, B. E., Prince, A. I., Okoh, J. I., & Ndu, O. M. (2019).
 Money supply and inflation rate in Nigeria: The missing link. Humanities
 and Social Sciences Letters, 7(3), 156–166.<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Rosemary, I. H., Inim, V., Ededem, A. J., & Ndubuaku, V.
 (2021). Energy consumption and sectorial value addition on economic growth
 in Nigeria. Universal Journal of Accounting and Finance, 9(1),
 74–85.<o></o></li>
 <li class="MsoNormal" xss=removed>Udoh,
 B. E., Jack, A. E., Prince, A. I., Ekeowa, K. I. L., Ndubuaku, V., &
 Samuel, U. E. (2021). Financial deepening and economic growth in Nigeria:
 ARDL and NARDL techniques. Universal Journal of Accounting and
 Finance, 9(4), 667–677.<o></o></li>
 <li class="MsoNormal" xss=removed>Ben,
 E. U., Udo, E. S., Prince, A. I., & Ibekwe, U. J. (2018). The effect
 of corruption on economic sustainability and growth in Nigeria. International
 Journal of Economics, Commerce and Management, 6(4), 657–669.<o></o></li>
 <li class="MsoNormal" xss=removed>Ibekwe,
 U. J., Samuel, U. E., Udoh, B. E., & Prince, A. I. (2018). The
 implication of naira devaluation to Nigeria's economic development. International
 Journal of Economics, Commerce and Management, 6(4), 572–584.<o></o></li>
 <li class="MsoNormal" xss=removed>Prince,
 A. I., Udoh, B. E., & Samuel, U. E. (2019). Customer relationship
 management model: A business strategy in a competitive business
 climate. International Journal of Supply Chain Management, 8(6),
 1189–1198.<o></o></li>
 <li class="MsoNormal" xss=removed>Prince,
 A. I., Samuel, U. E., Jack, A. E., & Abner, C. K. (2019). Current and
 potential users' adoption of mobile payment technology in Nigeria. International
 Journal of Recent Technology and Engineering (IJRTE), 8(Issue
 [number]), [page range].<o></o></li>
 <li class="MsoNormal" xss=removed>Prince,
 A. I., & Samuel, U. E. (2019). Employees' motivation in a competitive
 service and manufacturing sectors performance. European Journal of
 Research and Reflection in Management Sciences, 7(3), [page range].<o></o></li>
 <li class="MsoNormal" xss=removed>Udoh,
 B. E., Prince, A. I., Udo, M., & Kelvin-Iioafu, L. E. (2019).
 Insecurity on economic and business climate: Empirical evidence from
 Nigeria. International Journal of Supply and Operations
 Management, 6(2), 182–187.<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Jack, A. E., Prince, A. I., Idogen, K., & Ndubuaku, V. (2019).
 Finance-led growth and growth-led finance: Evidence from Nigeria’s
 economic and financial sector development. Humanities and Social
 Sciences Letters, 7(4), 191–198.<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Udoh, B. E., & Prince, A. I. (2018). Financial fraud and the
 effect of insider abuse in Nigerian banking sector. Journal of
 Financial Markets, 2(2), 110–118.<o></o></li>
 <li class="MsoNormal" xss=removed>Rosemary,
 I. H., Prince, A. I., Jack, A. E., Fausat, O. I., Enoch, E. N., &
 Samuel, U. E. (2021). Cash flow management and industrial firms'
 performance in Nigeria. Universal Journal of Accounting and
 Finance, 9(4), 701–711.<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Prince, A. I., Inim, V., & Ndubuaku, V. (2019). Monthly stock
 market volatility on economic growth in Nigeria. International
 Journal of Mechanical Engineering and Technology (IJMET), 10(Issue
 [number]), [page range].<o></o></li>
 <li class="MsoNormal" xss=removed>Udoh,
 B. E., Udo, E. S., Prince, A. I., Ike, R., Tingir, T., & Ibekwe, U. J.
 (2018). Effect of administrative capital expenditure on economic
 development: An emerging nation outlook. Journal of Internet
 Banking and Commerce, 23(1), 1–17.<o></o></li>
 <li class="MsoNormal" xss=removed>Prince,
 A. I., Inim, V. I. O., Callistus, E. O., & Udo, E. S. (2021). Energy
 consumption effect on economic growth in Nigeria: Multivariate
 framework. International Journal of Economics, Management and
 Accounting, 519–542.<o></o></li>
 <li class="MsoNormal" xss=removed>Ndubuaku,
 V., Inim, V., Samuel, U. E., Rosemary, I. H., & Prince, A. I. (2021).
 Financial development on employment rate in Nigeria. Research in
 World Economy, 12(1), 267–278.<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Prince, A. I., Inim, V., & Jack, A. E. (2020). SARS-CoV-2
 pandemic on the Nigerian educational system. International Journal
 of Management, 11(10), [page range].<o></o></li>
 <li class="MsoNormal" xss=removed>Ayange,
 A., Samuel, U. E., Prince, A. I., & Ndubuaku, V. (2020). Security
 expenditure on economic growth in Nigeria. Humanities and Social
 Sciences Reviews, 8(3), 553–561.<o></o></li>
 <li class="MsoNormal" xss=removed>Udo,
 E. S., Ben, E. U., Prince, A. I., & Ibekwe, U. J. (2018). The
 implication of naira devaluation to Nigeria’s economic development. International
 Journal of Economics, Commerce and Management, 6(4), 572–584.<o></o></li>
 <li class="MsoNormal" xss=removed>Inim.
 V. E., Udo, E. S., Jack, A. E., & Prince, A. I. (2024). Green finance
 and sustainable development nexus in Sub-Saharan Africa. FWU Journal
 of Social Sciences, 18(2), 78–90.<o></o></li>
 <li class="MsoNormal" xss=removed>Udo,
 E. S., Jack, A. E., Inim, V. E., & Emieseifa, J. (2024). Unveiling the
 transformative nexus of energy efficiency, renewable energy, and economic
 growth on CO2 emission in MINT countries. Journal of Renewable Energy
 and Environment, 11(12), 138–150.<o></o></li>
 <li class="MsoNormal" xss=removed>Udo,
 E. S., Prince, A. I., Inim, V. E., & Daniel, C. O. (2023). Financial
 technology and economic growth nexus: Quarterly evidence from
 Nigeria. Seybold Report Journal, 18(7), 106–129.<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Prince, A. I., Ndubuaku, V., Udoh, B. E., & Okoh, J. I. (2023).
 Effect of FinTech on cash holding: Quarterly evidence from Nigeria. The
 Economics and Finance Letters, 10(2), 172–183.<o></o></li>
 <li class="MsoNormal" xss=removed>Udo,
 E., Inim, V., Prince, A. I., & Ogbodo, I. (2022). Effect of financial
 technology on economic growth in Nigeria. Journal of Xi’an Shiyou
 University, Natural Science Edition, 18(3), 390–401.<o></o></li>
 <li class="MsoNormal" xss=removed>Udoh,
 B. E., Prince, A. I., Enemuo, J. I., & Samuel, U. E. (2023). Oil price
 fluctuation, business and economic growth effect: Evidence from
 Nigeria. European Journal of Sustainable Development, 12(2),
 119–134.<o></o></li>
 <li class="MsoNormal" xss=removed>Emmanuel,
 N. E., Prince, A. I., Inim, V. E., Emmanuel, N. C., James, S. O., &
 Samuel, U. E. (2023). Financial development, foreign direct investment,
 and CO2 emissions nexus: Evidence from Sub-Saharan Africa. Journal
 of Hunan University Natural Sciences, 50(6),<o></o></li>
 <li class="MsoNormal" xss=removed>Prince,
 A. I., Idamoyibo, H. R., Jack, A. E., Ndubuaku, V., & Samuel, U. E.
 (2020). Six-Sigma model and the growth of the banking sector in
 Nigeria. International Journal of Management (IJM), 11(11)<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Udoh, B. E., Nneka, I. R., Prince, A. I., & Idogen, K. (2018).
 Naira redenomination: The Nigerian’s perspective. Journal of Global
 Economics, 6(3), 297.<o></o></li>
 <li class="MsoNormal" xss=removed>Udoh,
 B. E., Enemuo, J. I., Samuel, U. E., & Jack, A. E. (2024). Effects of
 industrialization on business and economic climate in Nigeria: Evidence
 from sectoral analysis. Global Business Review,<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Jack, A. E., Prince, A. I., Idogen, K., & Ndubuaku, V. (2019).
 Finance-led growth and growth-led finance: Evidence from Nigeria’s
 economic and financial sector development. Humanities and Social
 Sciences Letters, 7(4), 191–198.<o></o></li>
 <li class="MsoNormal" xss=removed>Udo,
 E. S., Jack, A. E., Okoh, J. I., Agbadua, O. B., Eke, R., & Onyemere,
 I. (2024). Intricate capital structure influence on firm performance: An
 empirical analysis of oil and gas firms in Nigeria. African
 Journal of Business & Economic Research, 19(3),<o></o></li>
 <li class="MsoNormal" xss=removed>Prince,
 A. I., Inim, V. E., Ogbodo, I., Samuel, U. E., & Ndubuaku, C. N.
 (2022). Oil price surge and oil output in Nigeria: Effects of the
 Ukraine-Russia crisis. Journal of Positive School Psychology, 6(11),
 439–444.<o></o></li>
 <li class="MsoNormal" xss=removed>Udo,
 E. S., Okoh, J. I., Ajudua, E. I., Amahi, F., Eke, R., & Afrogha, O.
 (2025). Green finance, technological innovation, and financial
 globalization: Assessing environmental quality in MINT economies. Journal
 of Renewable Energy and Environment.<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Ogbeta-Ogwu, E. M., Dibie, N. P. I., & Enemuo, J. I. (2025).
 Financial inclusion, institutional quality, and environmental management
 in Nigeria. Journal of Xi’an Shiyou University, Natural Science
 Edition.<o></o></li>
 <li class="MsoNormal" xss=removed>Enemuo,
 J. I., Idamoyibo, H. R., Ogbeta-Ogwu, E. M., & Udo, E. S. (2025).
 Exploring the N-shaped nexus between financial inclusion and environmental
 management in Nigeria: Evidence from the STIRPAT and DARDL
 framework. FWU Journal of Social Sciences, 19(1), 102–112.<o></o></li>
 <li class="MsoNormal" xss=removed>Udo,
 E. S., Ikeh, O., Prince, A. I., Edet, V. I., Emiesefia, J. A., Akpan, B.
 L., & Akpan, E. E. (2024). Asymmetric effects of energy efficiency,
 renewable energy, and economic growth on CO2 emission in MINT countries
 (1990–2022). Journal of Renewable Energy and Environment.<o></o></li>
 <li class="MsoNormal" xss=removed>Abugu,
 J. O., Amahi, F. U., Okoh, J. I., Agbadua, O. B., Udo, E. S., &
 Onyemere, I. (2024). Income-level analysis of money demand stability in
 Sub-Saharan Africa using cross-sectional ARDL. R-Economy, 10(2),
 314–329.<o></o></li>
 <li class="MsoNormal" xss=removed>Samuel,
 U. E., Prince, A. I., & Imolemen, I. K. (2018). Effect of increasing
 infrastructural expenditure on economic growth in Nigeria. International
 Journal of Economics, Business and Management Research, 2(6)</li></ol>